We are committed to providing our customers a positive, transparent, and fair experience. CarTitleLoansInFlorida.com is a third party, not a lender. By completing our application, you are soliciting a loan from a licensed lender in Florida. All our lenders in our network are consumer finance companies licensed in the State of Florida under Statue 516: consumer finance. A consumer finance company means they specialize in auto equity loans, which means regardless of personal credit history, you can qualify. Since our lender's title loans are secured they do not need to check your credit score to lend you money. 

Approval is primarily based on the customer ability to repay the loan and the vehicle condition. Credit scores are not a condition of approval; all loans are based on equity. However, CarTitleLoansInFlorida.com nor the lenders in our network report to a national credit bureau to assist you to establish or re-establish your credit history.

Loan Example and Fees


All loans have a repayment period of 12 months with no prepayment penalty. Interest rates are determined and approved by the State of Florida based on the borrowed amount and the maximum APR of 30%, which includes interest rate plus fees and other costs for a year. You pay interest only for the time your loan is outstanding. Below is a representative example of the total cost of the loan, including all applicable fees.Interest rate never exceeds 30% a year, 6-12 Month Auto Equity Loans. 

Loan Amount

Finance Charge

FL. Lien Fee

Credit Investigation Fee

Total Amount Financed

APR

Term

Payment

$ 1,000

$ 177.37

$ 96.75

$ 25

$ 1,299.12

28.01 %

12 Months

$ 108.26

$ 1,500

$ 256.37

$ 96.75

$ 25

$ 1,878.12

28.01 %

12 Months

$ 156.51

$ 3,100

$ 434.05

$ 96.75

$ 25

$ 3,655.80

23.37 %

12 Months

$ 290.84